SAO Zirobwe Ltd offers the opportunity to easily access loans in a quick, transparent and efficient environment. Our expertise and international standards assure our clients quality service and delivery. Loans currently range from 50,000 to 20 million, Maximum loan period is 24 months.

Features & Benefits

  • No mandatory deposits/savings and no cash collateral required.
  • No audited financial statements required.
  • Flexible collateral arrangements depending on loan size (household goods, business equipment, goods in stock, vehicles, property etc.)
  • Flexible documentation requirements.
  • Long-standing clients with impeccable repayment record qualify for successive interest rate discounts and even faster loan processing.
  • No borrower groups – you are responsible only for your own loan.
  • Free SMS Reminder for your Monthly Repayments

Micro $ Medium SME Loans

SAO – Zirobwe offers business owners of Small and Medium Size Enterprises the opportunity to access loan products in a quick, transparent and efficient way. Building on our global expertise and on our international standards, we can assure our clients highest quality service and delivery. Prospective borrowers do not need to have saved any money with Microfinance Bank before applying for a loan, as we do not support forced savings. All that is needed is an existing, viable business.

What sets SAO – Zirobwe apart is primarily the efficiency and ease of access to credit facilities. Documentation and collateral requirements are significantly more flexible than anywhere else in the banking sector, and the processing time is the shortest available.